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Hard Money Loans

Hard Money Lenders are private companies who lend out capital to fund real estate deals.

The rates are typically much higher than that of conventional mortgages, usually ranging between 8% and 15% depending on the loan amount.

Hard money lenders typically lend for only very short terms, usually between 6 and 24 months only. Hard money loans can't be used in place of a regular mortgage.

Hard money loans are propelled by the value of the property and not by the credit worthiness of the borrower.

Hard money loans are mainly used in turnaround situations, short-term financing, and by borrowers with poor credit but substantial equity in their property that wish to stave off foreclosure.

Hard money is good for beginning investors who may not have money or for those who have bad credit and cannot qualify. Usually investors also use hard money when they need to purchase quickly.


We provide Hard Money for:

Rehab or fix and flip transactions

Purchases and Refinances

Commercial loans

Residential loans

Mixed-use loans

Apartment Loans

Land loans

Small Balance Commercial Loans

Industrial loans

Construction completion

New Construction

Most other property types located within California


With our flexible creativity we provide you out of box solution. PWSB helps you to format your deal so that you achieve your goals.

Don't hesitate, CALL NOW 408-515-2048 for a free consultation and get any questions answered or to start this loan process.